Great start! Before you begin your application, complete your budget planning using the Practice Budget Form below. Save a copy so you can easily come back to it while you fill out the form.
Pay It Forward (PIF) is an income share agreement that supports students by covering education costs upfront so you can focus on studying without financial pressure. After graduation, repayment only begins once you have a stable income, and you simply contribute a small, agreed percentage of your monthly earnings for a set period of time.
You may apply if you are 18 years or older, able to understand English, and in need of financial support to pursue or continue their education. All applications are subject to eligibility review.
PIF helps cover essential student expenses so you can focus on your studies. This includes academic costs like tuition, enrollment, program fees, and required learning materials, as well as everyday living expenses such as food, transportation, and basic personal needs. It may also support housing costs, including dorm fees, rent, or approved accommodation during your studies.
No. PIF is neither a traditional scholarship nor a loan.
It provides upfront funding for your studies, and after graduation, you repay a small percentage of your income for a set period once you are earning.
The application is completely free and submitted online. You can apply directly through our website by completing the application form.