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Pay It Forward vs. Student Loans: What’s the Difference?

Trying to choose between Pay It Forward (PIF) and a student loan? Pay It Forward...

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GFE Pay It Forward education funding launch across ASEAN, September 2026
GFE Launches Pay It Forward Funding Model Across ASEAN, Aiming to Support 1 Million Students

GFE has launched its Pay It Forward funding model across ASEAN, connecting students, institutions and...

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Frequently Asked Questions

Pay It Forward (PIF) is an income share agreement that supports students by covering education costs upfront so you can focus on studying without financial pressure. After graduation, repayment only begins once you have a stable income, and you simply contribute a small, agreed percentage of your monthly earnings for a set period of time.

You may apply if you are 18 years or older, able to understand English, and in need of financial support to pursue or continue their education. All applications are subject to eligibility review.

PIF helps cover essential student expenses so you can focus on your studies. This includes academic costs like tuition, enrollment, program fees, and required learning materials, as well as everyday living expenses such as food, transportation, and basic personal needs. It may also support housing costs, including dorm fees, rent, or approved accommodation during your studies.

No. PIF is neither a traditional scholarship nor a loan. It provides upfront funding for your studies, and after graduation, you repay a small percentage of your income for a set period once you are earning.

The application is completely free and submitted online. You can apply directly through our website by completing the application form.

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